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Search results for “Arizona insurance”

20 results

My sister got hurt in a Glendale Uber crash, whose insurance pays in Arizona?

The one thing the insurer is hoping you never find out: Arizona is not a no-fault state. From the insurance company's perspective, they want your sister to think she has to...

The adjuster just said your immigration status matters after that Tucson parking lot crash

A Tucson carpenter got hit in a grocery store parking lot and is scared to make a claim because he's undocumented, but Arizona law does not let the insurance company wipe out an injury case over that.

ARTICLE by Miguel Renteria

Can I claim PTSD in Arizona if anxiety got worse after a Tempe crash?

Everyone says insurers have to pay for crash-related PTSD, but actually the insurance company will usually argue the opposite first: that your anxiety was pre-existing, your...

What happens if I give a recorded statement after a Mesa Uber crash?

You can hand the insurer words it will use to reduce or deny your claim, especially if you guess about speed, injuries, seatbelt use, potholes, or who caused the crash. The...

I said I was fine after a Yuma crash am I screwed now?

Two years is Arizona's deadline to file most injury claims under A.R.S. § 12-542. The insurance company will tell you that your own words - "I'm fine" - mean you were not hurt,...

Second rear-end in Tucson, and the city truck insurer says surgery can wait

A Tucson caretaker hit from behind by a city-owned truck is getting pushed toward a cheap settlement while trying to decide whether delaying surgery will wreck the claim.

ARTICLE by Brenda Yazzie

If I got hurt driving for work in Mesa, is workers' comp my only option?

$0 upfront medical copays can turn into thousands fast, and the short answer is no - in Arizona, workers' comp is usually your remedy against your employer, but you may still...

I never mentioned panic attacks after my Glendale crash, did I ruin my case?

Yes, waiting to report psychological symptoms is one of the easiest ways to lose money on an Arizona injury claim, because insurers argue the panic attacks came from something...

Rental Car Crash on Black Ice in Arizona

If you slide a rental car on ice in northern Arizona, the fight is usually about who pays first, what coverage actually applies, and whether the rental company is stacking charges on top.

ARTICLE by Carlos Murrieta

i can't afford a lawyer after a Flagstaff city truck hit me - am i just stuck with this claim mess?

A crash with a city-owned truck in Flagstaff is not a normal insurance claim, and the deadline that matters comes fast.

ARTICLE by Patricia Begay

Scottsdale crash and shoulder feels weird will insurance pay if it gets worse later?

Yes - in Arizona, a claim can include future treatment and long-term losses, not just today's ER bill. That surprises people because adjusters often push the opposite story...

How much is a Phoenix dump truck rear-end case worth?

A rear-end crash with a loaded dump truck can be a six-figure case in Phoenix, but the insurer will slash the value fast if its IME doctor gets away with calling your MRI meaningless.

ARTICLE by Tom Purcell

My husband was working when a Tucson driver hit him can we sue too?

The one thing your employer is hoping you never find out: workers' comp is not always your only remedy in Arizona. If your husband was hurt while doing his job, he likely has a...

The police report says I caused the hit-and-run, and now everything's upside down

A bad Phoenix crash report can wreck a hit-and-run claim fast, but it is not the final word if you move early and pin down the evidence.

ARTICLE by Brenda Yazzie

I cleaned up after my wife's Mesa hotel fall, did I ruin her case?

Probably not - and the hotel is hoping you never find out that Arizona law does not require a perfect accident scene to have a valid claim. What matters most is whether the...

Undocumented after a Phoenix semi crash? That treatment gap can wreck the claim

A Phoenix mechanic got hit by a drifting semi, paused medical care out of fear, and now the trucking company is using both the treatment gap and the "off the clock" excuse to slash the claim.

ARTICLE by Rick Dallman

Evaluating a Phoenix Hit-and-Run UM Settlement During Pregnancy

If the driver disappeared or had basically no insurance, the number on the table usually has more to do with your own UM coverage limits than what your pregnancy scare, ER visit, and follow-up fetal monitoring are actually worth.

ARTICLE by Kevin Sharpe

Still wrecked months after a Mesa parking lot hit? That early payout can cost you everything

A Mesa bartender gets clipped in a parking lot, shrugs it off, then the symptoms blow up later while the insurer tries to buy the claim cheap before treatment is even done.

ARTICLE by Miguel Renteria

Tempe insurer says the lawyer was "just commuting" - that may not kill your crosswalk claim

A driver hit her in a Tempe crosswalk, then a commercial insurer claimed the attorney was only commuting and outside coverage.

ARTICLE by Yolanda Figueroa

umbrella policy

Why does the other driver's insurance suddenly have "more coverage" after everyone said the policy limits were too low? An umbrella policy is extra liability insurance that...