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Search results for “arbitration”

20 results

No cash for a lawyer after a Flagstaff garage crash? You still may not be stuck in arbitration

A Flagstaff home health aide hit head-on by a wrong-way driver in a parking garage may still have claims outside arbitration, and not having cash up front does not automatically shut the case down.

ARTICLE by Yolanda Figueroa

i can't afford a lawyer after a Flagstaff city truck hit me - am i just stuck with this claim mess?

A crash with a city-owned truck in Flagstaff is not a normal insurance claim, and the deadline that matters comes fast.

ARTICLE by Patricia Begay

Undocumented after a Phoenix semi crash? That treatment gap can wreck the claim

A Phoenix mechanic got hit by a drifting semi, paused medical care out of fear, and now the trucking company is using both the treatment gap and the "off the clock" excuse to slash the claim.

ARTICLE by Rick Dallman

nominal damages

Failing to recognize this issue can lead someone to abandon a valid claim simply because the measurable financial harm is small or hard to prove. Nominal damages are a very...

Still wrecked months after a Mesa parking lot hit? That early payout can cost you everything

A Mesa bartender gets clipped in a parking lot, shrugs it off, then the symptoms blow up later while the insurer tries to buy the claim cheap before treatment is even done.

ARTICLE by Miguel Renteria

prejudicial effect

Why would a judge keep out evidence that seems true? Because evidence can be more misleading or emotionally damaging than helpful. Prejudicial effect means a risk that...

Second rear-end in Tucson, and the city truck insurer says surgery can wait

A Tucson caretaker hit from behind by a city-owned truck is getting pushed toward a cheap settlement while trying to decide whether delaying surgery will wreck the claim.

ARTICLE by Brenda Yazzie

Rental Car Crash on Black Ice in Arizona

If you slide a rental car on ice in northern Arizona, the fight is usually about who pays first, what coverage actually applies, and whether the rental company is stacking charges on top.

ARTICLE by Carlos Murrieta

The adjuster just said your immigration status matters after that Tucson parking lot crash

A Tucson carpenter got hit in a grocery store parking lot and is scared to make a claim because he's undocumented, but Arizona law does not let the insurance company wipe out an injury case over that.

ARTICLE by Miguel Renteria

The police report says I caused the hit-and-run, and now everything's upside down

A bad Phoenix crash report can wreck a hit-and-run claim fast, but it is not the final word if you move early and pin down the evidence.

ARTICLE by Brenda Yazzie

umbrella policy

Why does the other driver's insurance suddenly have "more coverage" after everyone said the policy limits were too low? An umbrella policy is extra liability insurance that...

How much is a Phoenix dump truck rear-end case worth?

A rear-end crash with a loaded dump truck can be a six-figure case in Phoenix, but the insurer will slash the value fast if its IME doctor gets away with calling your MRI meaningless.

ARTICLE by Tom Purcell

recorded statement

Adjusters and defense lawyers often ask for one early, sound casual about it, and hope you talk before you know the full picture. A recorded statement is an audio or video...

My boss says light duty or no paycheck after that rear-end crash

A Phoenix plumber got rear-ended by a tailgating pickup on a two-lane road, and now the real fight is over a bogus light-duty job his doctor says he cannot do.

ARTICLE by Carlos Murrieta

Evaluating a Phoenix Hit-and-Run UM Settlement During Pregnancy

If the driver disappeared or had basically no insurance, the number on the table usually has more to do with your own UM coverage limits than what your pregnancy scare, ER visit, and follow-up fetal monitoring are actually worth.

ARTICLE by Kevin Sharpe

Tempe insurer says the lawyer was "just commuting" - that may not kill your crosswalk claim

A driver hit her in a Tempe crosswalk, then a commercial insurer claimed the attorney was only commuting and outside coverage.

ARTICLE by Yolanda Figueroa

probative value

Yes - think of it like muddy boots by the door after a rainstorm. They do not prove everything by themselves, but they strongly suggest someone just came in from outside. That...

step-down provision

Why is the insurance company saying there is coverage, but not as much as you thought? A step-down provision is a policy clause that reduces the amount of insurance available...

rotator cuff tear

Insurance adjusters and defense lawyers often treat shoulder complaints like a loophole: they may argue the damage was "degenerative," came from age or old work strain, or was...

I cleaned up after my wife's Mesa hotel fall, did I ruin her case?

Probably not - and the hotel is hoping you never find out that Arizona law does not require a perfect accident scene to have a valid claim. What matters most is whether the...