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Search results for “light duty work”

20 results

My boss says light duty or no paycheck after that rear-end crash

A Phoenix plumber got rear-ended by a tailgating pickup on a two-lane road, and now the real fight is over a bogus light-duty job his doctor says he cannot do.

ARTICLE by Carlos Murrieta

nominal damages

Failing to recognize this issue can lead someone to abandon a valid claim simply because the measurable financial harm is small or hard to prove. Nominal damages are a very...

independent adjuster

Who is this person calling about the claim if they do not even work for the insurance company? An independent adjuster is a licensed insurance claims professional hired on a...

Undocumented after a Phoenix semi crash? That treatment gap can wreck the claim

A Phoenix mechanic got hit by a drifting semi, paused medical care out of fear, and now the trucking company is using both the treatment gap and the "off the clock" excuse to slash the claim.

ARTICLE by Rick Dallman

Still wrecked months after a Mesa parking lot hit? That early payout can cost you everything

A Mesa bartender gets clipped in a parking lot, shrugs it off, then the symptoms blow up later while the insurer tries to buy the claim cheap before treatment is even done.

ARTICLE by Miguel Renteria

Missed the first few weeks after a Scottsdale truck crash? The data may be vanishing

A work driver in Scottsdale can still have a case after a wide-turn box truck crash, but the black box evidence may disappear long before Arizona's lawsuit deadline.

ARTICLE by Sandra Ochoa

Second rear-end in Tucson, and the city truck insurer says surgery can wait

A Tucson caretaker hit from behind by a city-owned truck is getting pushed toward a cheap settlement while trying to decide whether delaying surgery will wreck the claim.

ARTICLE by Brenda Yazzie

The adjuster just said your immigration status matters after that Tucson parking lot crash

A Tucson carpenter got hit in a grocery store parking lot and is scared to make a claim because he's undocumented, but Arizona law does not let the insurance company wipe out an injury case over that.

ARTICLE by Miguel Renteria

probative value

Yes - think of it like muddy boots by the door after a rainstorm. They do not prove everything by themselves, but they strongly suggest someone just came in from outside. That...

umbrella policy

Why does the other driver's insurance suddenly have "more coverage" after everyone said the policy limits were too low? An umbrella policy is extra liability insurance that...

post-concussion syndrome

Persistent headaches, dizziness, memory problems, light sensitivity, sleep disruption, and slowed thinking can sharply increase the value and complexity of an injury claim...

i can't afford a lawyer after a Flagstaff city truck hit me - am i just stuck with this claim mess?

A crash with a city-owned truck in Flagstaff is not a normal insurance claim, and the deadline that matters comes fast.

ARTICLE by Patricia Begay

Tempe insurer says the lawyer was "just commuting" - that may not kill your crosswalk claim

A driver hit her in a Tempe crosswalk, then a commercial insurer claimed the attorney was only commuting and outside coverage.

ARTICLE by Yolanda Figueroa

The part that trips people up most is that a laminectomy is not a diagnosis - it is a surgery. It removes part or all of the lamina, the bony section at the back of a vertebra,...

A partial dislocation of a joint. "Partial" means the bones have shifted out of their normal alignment, but not completely separated the way they would in a full dislocation....

rotator cuff tear

Insurance adjusters and defense lawyers often treat shoulder complaints like a loophole: they may argue the damage was "degenerative," came from age or old work strain, or was...

The police report says I caused the hit-and-run, and now everything's upside down

A bad Phoenix crash report can wreck a hit-and-run claim fast, but it is not the final word if you move early and pin down the evidence.

ARTICLE by Brenda Yazzie

arthroscopic surgery

People often mix this up with open surgery. Arthroscopic surgery uses a tiny camera and small instruments passed through small cuts to look inside and repair a joint, usually a...

What trips people up most is that radiculopathy is not just "back pain" or "a pinched nerve" in the casual sense. It means a spinal nerve root is being compressed, irritated,...

Evaluating a Phoenix Hit-and-Run UM Settlement During Pregnancy

If the driver disappeared or had basically no insurance, the number on the table usually has more to do with your own UM coverage limits than what your pregnancy scare, ER visit, and follow-up fetal monitoring are actually worth.

ARTICLE by Kevin Sharpe