A Phoenix mechanic got hit by a drifting semi, paused medical care out of fear, and now the trucking company is using both the treatment gap and the "off the clock" excuse to slash the claim.

A crash with a city-owned truck in Flagstaff is not a normal insurance claim, and the deadline that matters comes fast.

A Tucson caretaker hit from behind by a city-owned truck is getting pushed toward a cheap settlement while trying to decide whether delaying surgery will wreck the claim.

A rear-end crash with a loaded dump truck can be a six-figure case in Phoenix, but the insurer will slash the value fast if its IME doctor gets away with calling your MRI meaningless.

A work driver in Scottsdale can still have a case after a wide-turn box truck crash, but the black box evidence may disappear long before Arizona's lawsuit deadline.

A driver hit her in a Tempe crosswalk, then a commercial insurer claimed the attorney was only commuting and outside coverage.

A Mesa bartender gets clipped in a parking lot, shrugs it off, then the symptoms blow up later while the insurer tries to buy the claim cheap before treatment is even done.

A Phoenix plumber got rear-ended by a tailgating pickup on a two-lane road, and now the real fight is over a bogus light-duty job his doctor says he cannot do.

A Tucson carpenter got hit in a grocery store parking lot and is scared to make a claim because he's undocumented, but Arizona law does not let the insurance company wipe out an injury case over that.

A bad Phoenix crash report can wreck a hit-and-run claim fast, but it is not the final word if you move early and pin down the evidence.

If you slide a rental car on ice in northern Arizona, the fight is usually about who pays first, what coverage actually applies, and whether the rental company is stacking charges on top.

A Flagstaff home health aide hit head-on by a wrong-way driver in a parking garage may still have claims outside arbitration, and not having cash up front does not automatically shut the case down.

If the driver disappeared or had basically no insurance, the number on the table usually has more to do with your own UM coverage limits than what your pregnancy scare, ER visit, and follow-up fetal monitoring are actually worth.